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About Us

Ramesh R

Ramesh R
LIC of India – Cherthala Branch
Insurance & Investment Consultant | Since 20th July 2003

With over 22 years of experience in investment and insurance consultancy, I am dedicated to helping individuals and families achieve their financial goals through smart, personalized planning.


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Our Achievements

22 Yrs
EXPERIENCE AS FINANCIAL ADVISOR
1 +
MILLION DOLLAR ROUND TABLE

Life Insurance

Our Strength

SOUND INDUSTRY KNOWLEDGE WITH VARIED RANGE OF PRODUCTS
BUILD TRUST AND HONEST RELATIONS THROUGH COMMUNICATION
WE PROVIDE CUSTOMIZED SOLUTIONS

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News

12/02/2026

How draft Income Tax rules, 2026 could change your taxes and transactions

The draft Income-tax Rules, 2026 signal a calibrated overhaul of India’s tax compliance framework — raising thresholds for routine banking and property transactions, revising salary perquisite valuations, and expanding exemptions for families, while simultaneously tightening digital scrutiny and foreign income reporting norms.

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10/02/2026

Report shows India’s life insurance coverage far below adequate levels

Life insurance remains a critical tool for financial protection and savings in India, but coverage levels are still far below what is considered adequate for earning individuals, according to insights shared by Mithil Sejpal, Co-Founder of SLiQ (Smart LIQuidity) by ValuEnable.

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